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Bonds in the interest rate trap: Why the classic 60/40 strategy has had its day

Bonds pay -1.2% real return. The 60/40 strategy is dead. Huber shows: asset-focused allocation is now essential.

Why the classic 60/40 strategy is deadly

Huber shows with data (Figure 61, 62): Bonds are no longer safe. You no longer pay interest.

-1.2% Real yield of German 10-year bonds

If you buy a bond that pays 1.5% but inflation is 2.7%, you lose 1.2% per year in purchasing power. This is the mathematical reality.

Real bond yields: nominal minus inflation
2000 +3.2% 2010 +1.8% 2015 -0.8% 2020 -1.2% 0%
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Akademische Quelle: Master Thesis
Entwicklung einer optimalen Asset Allocation in Zeiten expansiver Geld- und Fiskalpolitik
Daniel Huber, M.A. — Hochschule Mainz, 2020 | Betreut von Prof. Dr. Arno Peppmeier
13.174 Wörter · 92 Abbildungen · 39 Tabellen · Markowitz-Effizienzlinienanalyse
Vollständige Thesis herunterladen (PDF, 6 MB) →
DH
Gründer & CEO von CANVENA | 215 Mio. USD Track Record